No-one needs to tell you what’s going on these days: frozen funds, crushing credit card debt, companies going belly up, and we won’t mention the stock market. The repercussions are hurting us all. But here’s something we’d like you to think about.
It’s easy to point the finger at the government or lenders. How could they have let this happen? Did the government force any of us to go into credit card debt, to buy a home we couldn’t afford, to keep up with the Joneses with new cars every couple of years, the latest gadgets, clothes, shoes, and holidays? No, the time of personal reckoning has come: a life of living off of borrowed money, and suddenly its all come to a screeching halt. We need to change the way we think about our finances, and clear out the financial clutter that is ruining our lives.
Are you drowning in the stuff that chokes your home and life? that You only have the space you have. You can only fit so much into your home. By the same token, you only have so much money. In this land of plenty, where more is always better, we’ve been acting like our bank accounts are bottomless. All of this is a way to get more: more money, more clothes, more gadgets, more of the latest and the best, more of all it, more ‘more’.
However, the news is clear: like it or not, we have to get used to it. We can either rail against it, continuing to drown in debt, or we can use this crisis to create a new path of hope, happiness, and well being for ourselves and our families. With crisis comes great opportunity – if we are brave enough to seize it.
Have you noticed that it almost always takes a crisis for people to make big changes in their lives? Even though it may fly in the face of what we’ve been conditioned to believe, more simply is not better, for ourselves or for our planet. We need to fundamentally reframe our attitudes towards our stuff and how we spend money if we want to improve the quality of our lives and the future of our families.
Conquer clutter and also wade through financial clutter, clearing a path to financial health and harmony. It’s not about the stuff. Experience has shown again and again that if you focus on ‘the stuff’, you are never going to get to the root causes of your cluttered lives. It’s the same thing about debt: if you just look at the money aspect, you will never get to the root of financial distress. You can make spread sheets and create elaborate budgets or speak with financial advisors until the cows come home, but you have to get at the root of your consumption, deal with it in an honest way, and create a vision for the life you want for yourself.